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    • A couple relaxing in their new home
    • First-Time Homebuyer Checklist

      If this is your first time applying for a home loan or you simply need a refresher, this checklist can help you gather the documents once you’ve decided to proceed with the loan.


      • Employment Income Verification
        • Last two years of W-2 statements and a consecutive 30 days of paystubs including year-to-date earnings
        • Proof of additional income earnings – Social Security, Child Support, Alimony
        • Current and prior year Personal Federal Tax Returns
        • (If Self-Employed) Business Federal Tax Returns, all pages and schedules with Year-to-date Profit and Loss Statement


      • Asset Verification
        • Last three months of your checking, savings, and investment statements


      • Collateral
        • Signed sales contract and any addendums on the purchase of the home
        • Name and telephone number of insurance agent
        • Title company or settlement name and contact info
        • Copy of Earnest Money Check


      • Legal
        • Copy of Photo ID and/or Permanent Resident Alien card – if applicable
        • Copy of Revocable Trust - if applicable
        • Copy of recorded Divorce Decree - if applicable
    • Equal Housing Lender. Equal Housing Lender. Member FDIC.
      No verification items are needed to receive a loan estimate.