St. Louis | O'Fallon, IL
350 Hartman Lane, O'Fallon, IL 62269
Preparation leading up to your closing date and a basic understanding of the closing process will help calm your nerves and before you know it – you’ll be in your new home.
The closing process will take place at the office of a title company or attorney in your area who will act as your agent. If you are purchasing a new home, the seller may also be at the closing to transfer ownership to you.
You will be reviewing and signing several loan papers during the closing. The conducting closing agent, the attorney or your lender will be able to answer any questions you have during this time. Feel free to contact your lender in advance, if you have any questions leading up to your closing date.
Your lender will contact you a few days prior to the closing to make sure there are no unexpected surprises the day of your closing. They will review your final fees, loan amount, first payment date, etc. This is also a great time for you to ask any additional questions.