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    • Differences Between an HSA and FSA

      HSAs and FSAs are two types of accounts you can use with your health plan, however, they are very different. It’s important to understand how each work and the differences between the two.*

      A Health Savings Accounts (HSA) is a type of saving account that uses pre-tax dollars to pay for current and future medical expenses. An HSA combines a high-deductible insurance plan with a tax-exempt savings account.

      A Flexible Spending Account (FSA), also known as a Cafeteria Plan, allows employees to use pre-tax dollars to pay medical insurance premiums, out-of-pocket medical expenses and dependent care expenses.

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