Brian McRae

    Brian McRae

    Senior Vice President, Residential Lending
    Business Development Loan Officer
    Certified Mortgage Planning Specialist

    Central Bank of St. Louis
    425 N. New Ballas Road, Suite 101 
    Creve Coeur, MO 63141   
    p: 314.835.3725 
    c: 314.220.2233 
    f: 314.746.4609 
    Email Brian 
    NMLS# 595479

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    Mortgage Checklist

    This checklist can help you gather the documents you need to proceed with the loan.

    • Completed Loan Application and Signed Authorization
    • Homeowners Insurance Declaration Page (If refinancing)
    • Current Mortgage Statement (If applicable)
    • W2s from last two years
    • 30 days pay stub with YTD earnings
    • 2 months current bank statements, all pages
    • Social Security or Pension Awards letters (If applicable)
    • 2 Years tax returns
    • Divorce Decree (If applicable)
    • Trust Documents (If applicable)
    Brian has over 15 years of executive and sales management experience. As a Certified Mortgage Planning Specialist, Brian tailors a financing strategy that help his clients accomplish both short term and long term goals. It is this unique combination of experience and qualifications that allow him to provide a great home buying or refinancing experience for each of his clients.

    Support Staff:
    Brenna Doehring, Loan Officer Assistant, 314.835.3717, Email Brenna, NMLS#1652981
    Kelleigh Martin, Processor, 314.219.0457, Email Kelleigh, NMLS#1503085
    Bradford Wilmotte, AVP, Mortgage Loan Officer, 314.219.0401, Email Bradford, NMLS#1044412


    “Brian has been the complete professional in every transaction we have shared. . . Noteworthy is his knowledge and an ability to clearly explain today's mortgage industry to his clients. It is a joy to with him.” KR, Real Estate Agent

    “Brian has refinanced our home multiple times. He shops for the lowest rate possible, is efficient, and is always looking out for my best interest. . . . I highly recommend him." JF - St. Louis County

    "Brian has been a trusted advisor for us and has been extremely up front with setting expectations without pushing a particular product. I trust Brian to work with me in the future." DF - St. Louis

    ". . . Brian is by far the best I have worked with. He is thorough, very knowledgeable. . . . I would absolutely use him again and refer him to others." SS - St. Charles

    Home Affordability

    Getting prequalified should be your first step in the home buying process. And, prequalification will help you understand how much home you can realistically afford.

    Use the calculator below to determine the price range and how much home you should actually be looking for based on your current financial situation. From there, start the search for your dream home with confidence, buying power, and Central Bank by your side.