• Our Leanders
    Bridget Gilbert

    Bridget Gilbert

    Mortgage Loan Officer

    Central Bank of St. Louis
    12230 Manchester Rd. 
    Des Peres, MO 63131 
    p: 314.835.3747 
    c: 314.288.5381 
    f: 314.746.4609 
    Email Bridget 
    NMLS# 698434

    Bridget has over 14 years of experience in the mortgage lending industry. Adding to her experience, she has her Bachelor of Science in Accounting/Finance from Southeast Missouri State University.

    Bridget has been married to her husband for over 27 years and together they have three children. In her spare time, she is a Varsity Golf Coach at a local high school.

    Call Bridget today for a loan strategy that fits your needs!

    Support Staff:
    Zach Bolte, Processor, 314.219.0420, Email Zach, NMLS#916553

    Questions? We are here to help you.

    Calculate a Mortgage Payment

    Understanding your potential mortgage payment will help you determine what type of home is within your reach.

    Your monthly mortgage payment includes both repayment of the loan principal, plus monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender.

    Your Application Essentials

    Whether you’re purchasing or refinancing, Central Bank is here as your number one resource through your application and home-buying process.

    Necessary Documents to Process Your Loan

    Since the financial crisis of 2008, there are over 400 new regulations that impact mortgages. But don’t worry; we are here to help navigate these for you. These new checks and balances are necessary to protect you and to process and approve your loan. We are experts in this area, reviewing your full individual financial situation, so we can issue you a clean loan approval. The four categories we consider when approving your loan include: income, assets, collateral and credit.

    Employment Income Verification:
    To verify your employment income, we will need your last 2 years of W-2 statements and a full 30 days of paystub statements.

    To verify your assets, we will need at least 3 months of checking, savings, investment and, if applicable, retirement statements, such as IRA’s or quarterly 401k statements.

    Along with your income and assets verification, we will need these documents and information regarding your new home purchase.

    Credit Score:
    Your credit score is one of the main elements of information we will use to evaluate your application.