Carrie Judas

Mortgage Loan Officer

Central Bank of Lake of the Ozarks
170 East Highway 54
Camdenton, MO 65020
Toll Free: (800) 547-2438, ext. 22262
p: (573) 348-2282, ext. 22262
c: (573) 216-5087
f: (573) 346-6390
Email Carrie
NMLS# 253804

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Click here for a printable checklist

Carrie has been in the banking industry for over 25 years. She enjoys working with clients who are first-time home buyers to those purchasing a vacation home or refinancing with a home equity line. Every client has different needs and Carrie works hard to fit them in the right loan program. Purchasing a home or refinancing is an exciting event and Carrie believes good customer service is very important to ensure that the transaction goes smoothly. Carrie's husband, Jim, also works for Central Bank so they understand that good customer service does make a difference. They are involved in the community and have two boys that attend the local school. They also have a daughter who is married and lives in Texas.

Carrie has worked in several departments in banking over the years and will tell you the most rewarding is mortgage lending. Please give her a call and let her assist you with your mortgage needs.

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.

 

 

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Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
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More Fixed Rates
 
Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
View assumptions & disclosures