Casey Baker

Mortgage Loan Officer

Central Bank of Lake of the Ozarks
3848 Osage Beach Parkway
Osage Beach, MO 65065
p: (573) 348-0486 ext: 22493
f: (573) 302-2449
Email Casey
NMLS# 1630930

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

View or print our Mortgage Checklist

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Casey is a Missouri native, whom after graduating from Central Methodist University in 2016 with a Bachelor’s Degree in Business: Marketing & Advertising, moved to Lake of the Ozarks to be closer to family and to establish himself in his new community. As a former athlete, he understands the importance of determination, communication and dedication as the foundation to strong community relationships and achieving desired results.

Casey began his Banking career with Central Bank of Lake of the Ozarks in December 2017 as a Mortgage Loan Processor. Eventually moving to a Loan Officer Assistant and now operates as a Mortgage Loan Officer for the Lake Area. He provides a wealth of knowledge and experience to assist in all homeownership inquiries, including Purchase, Refinance or Home Equity Lines of Credit.

Homeownership is a rewarding milestone in anyone’s life. Casey recognizes the importance of guidance through this process and can open the door to your home financing needs. Contact him today to let his industry knowledge and commitment help you build your homeownership dreams.

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.



Customize Rates

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Current Rates

We offer many loan options for investment properties, please contact a loan officer for details.


The Central Bank Rate Quote Tool is provided for informational purposes only and does not represent a credit decision or commitment to lend. Results depend on many factors, including the assumptions you provide.

The Rate Quote Tool assumes the property is a Single Family Detached Home, the borrower has excellent credit (including a FICO Score of 740 or greater) and a lock period of 45 days.

All rates and programs subject to loan underwriting and approval and may be subject to change depending on individual credit profile and other qualifications.  Interest rates and program terms are subject to change without notice. 

Monthly payment does not include amounts for taxes, property insurance and mortgage insurance (where applicable). Your actual rate, APR, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.

* The annual percentage rate ("APR") calculations in the display are based on current interest rates and estimated finance charges. Actual charges may vary based on the terms of the loan and geographical area.

USDA loans are subject to an annual 'Guarantee Fee' equal to 0.35% of the amount financed, payable in equal monthly amounts.