• Our Leanders
    Debbie Wiedner

    Debbie Wiedner

    Senior Vice President Residential Lending

    Central Bank of St. Louis 
    7707 Forsyth Boulevard 
    Clayton, MO 63105 
    p: 314.835.3702 
    Email Debbie 
    NMLS# 595468

    Debbie has worked in the mortgage lending department at Central Bank for more than 24 years. Starting in the servicing and documentation area, she has worked in just about every aspect of the mortgage lending business since. Her experience and in-depth knowledge give her the “inside track” on helping her customers meet their objectives.

    Support Staff:
    Alice Stoops, Processor, 314.835.3716, Email Alice, NMLS#1151967

    Tiffany JonesHerrick, Loan Officer Assistant, 314.219.0456, Email Tiffany, NMLS#1559841

    Questions? We are here to help you.

    Calculate a Mortgage Payment

    Understanding your potential mortgage payment will help you determine what type of home is within your reach.

    Your monthly mortgage payment includes both repayment of the loan principal, plus monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender.



    Your Application Essentials

    Whether you’re purchasing or refinancing, Central Bank is here as your number one resource through your application and home-buying process.

    Necessary Documents to Process Your Loan

    Since the financial crisis of 2008, there are over 400 new regulations that impact mortgages. But don’t worry; we are here to help navigate these for you. These new checks and balances are necessary to protect you and to process and approve your loan. We are experts in this area, reviewing your full individual financial situation, so we can issue you a clean loan approval. The four categories we consider when approving your loan include: income, assets, collateral and credit.

    Employment Income Verification:
    To verify your employment income, we will need your last 2 years of W-2 statements and a full 30 days of paystub statements.

    Assets:
    To verify your assets, we will need at least 3 months of checking, savings, investment and, if applicable, retirement statements, such as IRA’s or quarterly 401k statements.

    Collateral:
    Along with your income and assets verification, we will need these documents and information regarding your new home purchase.

    Credit Score:
    Your credit score is one of the main elements of information we will use to evaluate your application.