Jacob Garrett Mortgage Loan Officer

Jacob Garrett

Mortgage Lender

405 E. Broadway
Ashland, MO 65010
p: (573) 817-8611
c: (573) 864-0051
Email Jacob
NMLS# 2054769

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

View or print our Mortgage Checklist

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Sometimes boating is nothing but fun. Sometimes, it’s a lot of work.

But in the end, with the right partner, it’s all smooth sailing.

Meet Jacob M. Garrett.

Jacob loves the water. Boating is his thing. Skiing at the Lake of the Ozarks, kayaking the Jacks Fork River or even sailing the ocean blue, Jacob is most at home on the water. He also loves the mortgage business. And that’s fitting, since they are a lot alike.

Sometimes it may seem like waves are crashing all around you, but Jacob leads the way through any obstacles. He finds the right home loan for you, explains why it is the right loan, and then handles all the details from there. From start to finish, Jacob is your mortgage navigator.

Talk to Jacob today.

It’s time to set sail.

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.

 

 

Mortgages 101: Fixed Vs. Adjustable [Infographic]

New homeowners standing outside their new home

Making the choice to buy a home is quickly followed by a plethora of other decisions you will have to carry out, like where the house will be located and what you want in your perfect new abode. One of the most important decisions you'll need to make is what type of mortgage works best for you.

This choice is crucial because it will affect your finances for the next few years, if not decades, of your life. There are so many options that first-time homebuyers, or even experienced homebuyers, might feel overwhelmed with the decision.

However, once you understand the pros and cons of the various mortgage options, this decision will be easier for you. (read more...)