Central Bank of St. Louis

Jessica Backs

Jessica Backs

Community Development Lending Officer

350 Hartman Lane 
O'Fallon, IL 62269 
p: 314.835.3737 
c: 618.910.0496 
f: 314.746.4609 
Email Jessica 
NMLS# 1449777

Apply Now

Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

With over 10 years of experience in the mortgage lending industry Jessica takes pride in providing the best mortgage lending solutions for her clients. Adding to her mortgage experience, Jessica has a Bachelor of Science in Business Administration from Lindenwood University and is currently working toward her Masters in Administration Management. She is also a member of the REALTOR Association of Southern Illinois (RASI) and Columbia’s Resourceful Organization of Women Networking (C.R.O.W.N.).

Providing excellent customer service is a top priority for Jessica. Whether you are looking to purchase or refinance, Jessica can help!

Support Staff:
Zach Bolte, Processor, 314.219.0420, Email Zach, NMLS#916553
Tiffany JonesHerrick, Loan Officer Assistant, 314.219.0456, Email Tiffany, NMLS#1559841

Home Affordability

Getting prequalified should be your first step in the home buying process. And, prequalification will help you understand how much home you can realistically afford.

Use the calculator below to determine the price range and how much home you should actually be looking for based on your current financial situation. From there, start the search for your dream home with confidence, buying power, and Central Bank by your side.