John Page

Regional Sales Manager

Central Bank Mortgage
Division of Central Bank St. Louis

7376 Althorp Way, Suite 101
Nashville, TN 37211
Cell: (615) 428-7142
Phone: (615) 258-8270
Email John
NMLS# 154760

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Click here for a printable checklist

John is a 19 year veteran of the mortgage industry, and against industry trends, spent almost all of that time with one company. After working as a youth pastor and business owner, John joined Franklin American Mortgage Company in 2001 as a loan originator in West Tennessee. John went on to serve the company as Director of Retail Expansion, National Sales Manager, and finished his tenure as National Operations Manager.

While a sales guy running operations may sound a little outrageous, it allowed him to understand all facets of the business and gain great insight into the processes and systems paramount to creating outstanding service levels. John now brings that experience to Central Bank Mortgage developing a new team in Tennessee. He would love the opportunity to tell you more about us and our growth plans.

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.

 

 

Mortgages 101: Fixed Vs. Adjustable [Infographic]

Making the choice to buy a home is quickly followed by a plethora of other decisions you will have to carry out, like where the house will be located and what you want in your perfect new abode. One of the most important decisions you'll need to make is what type of mortgage works best for you.

This choice is crucial because it will affect your finances for the next few years, if not decades, of your life. There are so many options that first-time homebuyers, or even experienced homebuyers, might feel overwhelmed with the decision.

However, once you understand the pros and cons of the various mortgage options, this decision will be easier for you. (read more...)