• Our Leanders
    Karlyn Brasselmon Full

    Karlyn Brasselmon

    CRA Mortgage Loan Officer

    Central Bank of St. Louis
    10704 W. Florrisant Ave
    St. Louis, MO 63136
    p: 314.219.0442
    c: 314.546.2807
    f: 314.521.1581
    Email Karlyn
    NMLS# 1197605

    Karlyn has over 10 years of experience as a mortgage industry professional. She has extensive knowledge in loan processing which carries into her position as a CRA Mortgage Loan Officer with Central Bank.

    Providing excellent customer service is a top priority for Karlyn. Whether you are looking to purchase or refinance, Karlyn can help!

    Questions? We are here to help you.

    Calculate a Mortgage Payment

    Understanding your potential mortgage payment will help you determine what type of home is within your reach.

    Your monthly mortgage payment includes both repayment of the loan principal, plus monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender.



    Your Application Essentials

    Whether you’re purchasing or refinancing, Central Bank is here as your number one resource through your application and home-buying process.

    Necessary Documents to Process Your Loan

    Since the financial crisis of 2008, there are over 400 new regulations that impact mortgages. But don’t worry; we are here to help navigate these for you. These new checks and balances are necessary to protect you and to process and approve your loan. We are experts in this area, reviewing your full individual financial situation, so we can issue you a clean loan approval. The four categories we consider when approving your loan include: income, assets, collateral and credit.

    Employment Income Verification:
    To verify your employment income, we will need your last 2 years of W-2 statements and a full 30 days of paystub statements.

    Assets:
    To verify your assets, we will need at least 3 months of checking, savings, investment and, if applicable, retirement statements, such as IRA’s or quarterly 401k statements.

    Collateral:
    Along with your income and assets verification, we will need these documents and information regarding your new home purchase.

    Credit Score:
    Your credit score is one of the main elements of information we will use to evaluate your application.