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    • A couple relaxing in their new home
    • Calculate a Mortgage Payment

      Breaking down how your mortgage payment fits into your budget is important when considering how much home you can afford.

      The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.