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    • a brand new kitchen remodel
    • Home Equity Loan or Line of Credit?

      So you’re finally ready to fix up your home and add to its value. Other than color schemes you have one more important decision to make: what makes more sense - a home equity loan or a home equity line of credit?

      There are several differences between a HELOC and Home Equity Loan that may sway you either way. For instance, home equity lines of credit often have more flexible repayment terms than a standard home equity loan. And, home equity loan payments are typically fixed over the repayment period, while home equity lines of credit can offer interest-only payment terms or outstanding balances can be repaid using a variety of repayment strategies. Calculate your estimated payment below and decide what will work best for you.