• a woman grocery shopping with her son on a budget
  • The Decision to Save or Pay Off Debt

    You’ve built up your savings account and have been pulling in more cash than you’re spending. Now it’s time to make more great financial choices.

    If you have outstanding debts, it can be difficult to determine whether you need to save for emergencies or pay down your debts. While it’s always a good idea to build on your emergency fund, once you’ve saved for 3-6 months of expenses, you should look to begin reducing your debt. Use this calculator to determine your best plan.