We're here, let us help you.


    • a brand new kitchen remodel
    • The Equity in Your Home

      Thinking about a home equity loan? The first thing you need to know is the amount of equity you have in your home.

      The amount of equity available is determined by the loan-to-value ratio of the home and the ratio requirement of the lender. A loan-to-value ratio is calculated by taking total mortgage debt and dividing it by the current, appraised value of the home.