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    • The Decision to Refinance

      Is it time to refinance your home? Maybe.

      The decision to refinance ultimately comes down to the goal you’re hoping to accomplish and your current mortgage situation. Your goal may be to take cash out of your home or obtain a lower interest rate and lower monthly payment. However, it’s always important to keep in mind, you should only refinance if it lowers your overall mortgage costs and if you’re able to break even on the refinance in a reasonable period of time.