Mackenzie Stumpe

Loan Officer

Central Bank of Audrain County
203 E Liberty
Mexico, MO 65265
p: (573) 581-2381
f: (573) 581-1478
Email Mackenzie
NMLS# 1898013

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

View or print our Mortgage Checklist

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Mackenzie graduated from the University of Missouri in December of 2018, earning a Bachelor of Science in Agribusiness Management with a minor in Agricultural Leadership. She was born and raised in Mexico, where her passion for agriculture and helping the people in this community flourished.
In her spare time, Mackenzie enjoys teaching dance/gymnastics at a local studio, as well as caring for and showing her registered Tunis sheep.
Mackenzie wants to help anyone she can achieve their financial goals; and what she may lack in experience, she more than compensates for with knowledge and personal drive. Contact Mackenzie to discuss your financial needs or ask any questions that you may have.

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.

 

 


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Current Rates


We offer many loan options for investment properties, please contact a loan officer for details.

INTEREST RATE APR MONTHLY PAYMENT

The Central Bank Rate Quote Tool is provided for informational purposes only and does not represent a credit decision or commitment to lend. Results depend on many factors, including the assumptions you provide.

The Rate Quote Tool assumes the property is a Single Family Detached Home, the borrower has excellent credit (including a FICO Score of 740 or greater) and a lock period of 45 days.

All rates and programs subject to loan underwriting and approval and may be subject to change depending on individual credit profile and other qualifications.  Interest rates and program terms are subject to change without notice. 

Monthly payment does not include amounts for taxes, property insurance and mortgage insurance (where applicable). Your actual rate, APR, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.

* The annual percentage rate ("APR") calculations in the display are based on current interest rates and estimated finance charges. Actual charges may vary based on the terms of the loan and geographical area.

USDA loans are subject to an annual 'Guarantee Fee' equal to 0.35% of the amount financed, payable in equal monthly amounts.