Pam Huschle

Mortgage Loan Officer

Central Bank of Lake of the Ozarks
101 Dogwood Lane
Laurie, MO 65038
Toll Free: (800) 547-2438 ext. 22293
p: (573) 374-7775 ext. 22293
f: (573) 374-4954
Email Pam
NMLS# 539489

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Click here for a printable checklist

Owning a home is one of the most rewarding events in our lives. It can also be one of the most complicated. Pam's goal is to make each and every lending transaction smooth and stress free.

As part of the community, Pam thinks of her customers as friends and neighbors. She has over 15 years of real estate lending experience. She loves her job as it gives her the opportunity to get to know her clients, learn their financial goals and help them attain them. Each loan is as unique as the individuals and properties involved. From first home buyers to second home owners each client deserves, and will receive, great service, communication and follow-up after the transaction closes.

Pam would love to work with you on your next real estate transaction!

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.

 

 

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Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
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More Fixed Rates
 
Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
View assumptions & disclosures