Rachel Ruskahr

Rachel Rufkahr

Assistant Vice President
Senior Mortgage Loan Officer

Central Bank of St. Louis
425 N. New Ballas Road, Suite 101 
Creve Coeur, MO 63141 
p: 314.219.0470 
c: 636.734.3721 
Email Rachel 
NMLS#: 298479

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)
Click here for a printable checklist

With over 14 years of experience in the mortgage lending industry, Rachel takes pride in providing the best solutions to her clients’ financial goals. She has been honored with the FIVE STAR Mortgage Professional Award in the years 2013, 2014, and 2015. Adding to her mortgage experience, Rachel has a Bachelor of Science in International Business from Missouri State University.

Providing excellent customer service is a top priority for Rachel. Whether you are looking to purchase or refinance, Rachel can help!

Support Staff:
Liza Cozart, Loan Officer Assistant, 314.835.3783, Email Liza, NMLS#604932
Kara Plunkett, Processor, 314.219.0454, Email Kara


“Rachel was wonderful. She was responsive, friendly, knowledgeable and very professional. She kept everything on schedule and she managed everything perfectly. She was great to work with and I will definitely recommend her in the future.” – Stephanie & Angelo

“I LOVED working with Rachel. This was my first time obtaining a mortgage and she went above and beyond to explain everything to me and was always available for questions.” – Katie

“Rachel was thorough, informative and wonderful to work with. I got very lucky in having her process my mortgage and never plan to use anyone else. Anyone that I know who needs a loan will be referred to her.” - Tiffany

Home Affordability

Getting prequalified should be your first step in the home buying process. And, prequalification will help you understand how much home you can realistically afford.

Use the calculator below to determine the price range and how much home you should actually be looking for based on your current financial situation. From there, start the search for your dream home with confidence, buying power, and Central Bank by your side.