Rachel Rufkahr Mortgage Loan Officer

Rachel Rufkahr

Assistant Vice President
Senior Mortgage Loan Officer

Central Bank of St. Louis
425 N. New Ballas Road, Suite 101 
Creve Coeur, MO 63141 
p: (314) 219-0470 
c: (636) 734-3721 
Email Rachel 
NMLS#: 298479

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

View or print our Mortgage Checklist

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

With over 14 years of experience in the mortgage lending industry, Rachel takes pride in providing the best solutions to her clients’ financial goals. She has been honored with the FIVE STAR Mortgage Professional Award in the years 2013, 2014, and 2015. Adding to her mortgage experience, Rachel has a Bachelor of Science in International Business from Missouri State University.

Providing excellent customer service is a top priority for Rachel. Whether you are looking to purchase or refinance, Rachel can help!

Support Staff:
Katie Wilson, Loan Officer Assistant, (314) 835-3717, Email Katie, NMLS#1862079
Kelly Deven, Processor, (314) 835-3723, Email Kelly



“Rachel was wonderful. She was responsive, friendly, knowledgeable and very professional. She kept everything on schedule and she managed everything perfectly. She was great to work with and I will definitely recommend her in the future.” – Stephanie & Angelo

“I LOVED working with Rachel. This was my first time obtaining a mortgage and she went above and beyond to explain everything to me and was always available for questions.” – Katie

“Rachel was thorough, informative and wonderful to work with. I got very lucky in having her process my mortgage and never plan to use anyone else. Anyone that I know who needs a loan will be referred to her.” - Tiffany

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.