Tim Nichols

Lee's Summit
Vice President
Residential Mortgage Sales Manager

Central Bank of the Midwest
639 NE Woods Chapel Road
Lee's Summit, MO 64064
p: (816) 224-7260 ext. 27260
c: (816) 525-2675
f: (816) 525-2786
Email Tim
NMLS# 564070

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Click here for a printable checklist

Tim oversees all mortgages sales operations for the Kansas City and Lawrence areas at Central Bank of the Midwest. He has more than 31 years of experience in mortgage lending, and previously held the president position at both Missouri Mortgage Bankers and Kansas City Mortgage Bankers.

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.

 

 

Check current rates

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Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
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More Fixed Rates
 
Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
View assumptions & disclosures