Tobi Letterman

Real Estate Loan Officer

Central Bank of the Midwest
909 S. 7 Highway
Blue Springs, MO 64014
p: (816) 224-7275
c: (816) 286-6574
f: (816) 286-6574
Email Tobi
NMLS# 1016790

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Click here for a printable checklist

With over a decade experience in the mortgage industry Tobi prides herself on matching her clients with the most suitable loan to their homeownership goals and budget. Understanding that each client has a different need, Tobi is committed in getting to know what her borrowers are after and making sure she exceeds their expectations. Whether you are a first-time home buyer, looking to move on to a bigger home, deciding to down size, or relocating, Tobi is here to make your loan experience a good one!

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.

 

 

Check current rates

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Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
View assumptions & disclosures
More Fixed Rates
 
Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
View assumptions & disclosures