Central Bank of St. Louis
425 N. New Ballas Road, Suite 101
Creve Coeur, MO 63141
p: (314) 219-0440
c: (314) 401-2822
f: (314) 746-4609
This checklist can help you gather the documents you need to proceed with the loan.
With over 20 years of experience in the mortgage lending industry, Tom takes pride in finding his clients the best mortgage strategy to fit their needs. He has been honored with the FIVE STAR Mortgage Professional Award for six consecutive years (2014-2019). Adding to his mortgage experience, Tom has an MBA from Lindenwood University.
“There are two words that define how I interact with every customer - I care!" Tom continues, "I treat each of my clients like family - all of my customers are clients for life! I try to understand the needs and goals of each customer and then put together mortgage options to meet their desires.”
Tom has been married to his wife Wendy for over 28 years and together they have three adult children. Tom enjoys volunteering and coaching various sporting events at their schools.
The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.