Tom Shimmens

Senior Department Manager

Central Bank Jefferson City
111 E. Miller Street
Jefferson City, MO 65101
p: (573) 634-1383
f: (573) 635-3133
Email Tom
NMLS# 525940

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Click here for a printable checklist

Tom began his career in mortgage lending in 1983. He oversees the daily business of Central Bank's Real Estate Mortgage Division and specializes in one-to-four family residential lending. He has been meeting the needs of Central Bank customers since 1989.

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.

 

 

Check current rates

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Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
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More Fixed Rates
 
Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
View assumptions & disclosures