Vickie Agan

Mortgage Loan Officer

Central Bank of St. Louis
2996 Highway K
O'Fallon, MO 63368
p: (314) 219-0409
c: (573) 228-0174
f: (314) 746-4609
Email Vickie
NMLS# 400211

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Click here for a printable checklist

In 2011, Vickie joined the mortgage industry having been in real estate for 20 years. Her past experience as a real estate broker provides her with a great understanding of various mortgage transactions. Vickie specializes in working with first-time homebuyers and enjoys preparing families for their next home, as well as, working with those looking to invest in the real estate market.

Vickie loves spending time with her husband, Steve and her kids, Brad and Sarah and son-in-law Ken and granddaughter, Madelyn. She enjoys photography, gardening, and spending time with her family at the Lake of the Ozarks boating and fishing.

Vickie is focused on providing the highest level of customer service to provide her clients and referral partners with the best loan options and long term planning. Call her today!

Support Staff:
Tim Maddox, Processor, 314.835.3719, Email Tim

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.