Central Bank of St. Louis

Brad Lingle Full

Brad Lingle

Senior Loan Officer

Central Bank of St. Louis
425 N. New Ballas Road, Suite 101 
Creve Coeur, MO 63141 
p: 314.835.3720
c: 314.520.4698
f: 314.746.4609
Email Brad
NMLS# 310591

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Brad has been a loan officer with Central Bank of St. Louis for over 5 years and has over 16 years of mortgage experience. He has succeeded in assisting countless individuals find their dream of homeownership by providing the best financing solutions to fit their needs. His dedication, honesty, and determination are evident in each loan he services to his clients. He specializes in jumbo loan financing and enjoys finding solutions to the challenges in each unique income scenario.

Brad and his wife are St. Louis natives and have been married for 25 years. Together, they have three children.

Whether you are looking to purchase or refinance, Brad has the experience and knowledge to get your into the home of your dreams!

Contact Brad today for a loan strategy that fits your needs!

Support Staff:
Matt Blodgett, Processor, 314.219.0474, Email Matt, NMLS#223094

Testimonials:

“…We have worked with other loan officers in the past and thought that we were receiving good service, but our experience with…Mr. Lingle took this to a new level. We are very pleased and have already recommended that others contact him…” -Jim and Kayleen C.

“Excellent approach & exemplary customer service by Brad Lingle...Thank you so much for all your efforts.” –Mary S.

“We enjoyed working with Brad Lingle. He was very professional and kept us informed during the whole process. Thanks again!” –Ron and Mary P.

“…Brad invested 100%, if not 150%, to get our dream realized. You can teach the fundamentals, but you cannot teach the respect for the individual, dedication and personal touch that makes a winner for the client and business. I will always come to Brad for future endeavors as well as giving referrals. Job well done. Brad was a pillar through this stressful time and I could not have asked for more.” –Rick D.

“Brad, This is the second loan we’ve done with you. You’ve always been very professional, knowledgeable and accessible. As you know, we referred several neighbors and friends to you, and will continue to do so. Thank you for everything.” –Kerry J.

“Brad, Thank you for guiding us in the purchase of our new home. You were so patient through the whole process and diligent in discussing all our options…We have already recommended you to several of our friends.” –Chris and Meghan M.

“Brad, We were so comfortable working with you in the purchase of our new home. We appreciated your knowledge, attentiveness, and guidance through the whole process. You listened to us and answered all our questions. You took the time to explain everything to us so we knew what was happening at all times. You have our future business and we’ll definitely be sending friends and family your way!” –Tony and Barb C.

Home Affordability

Getting prequalified should be your first step in the home buying process. And, prequalification will help you understand how much home you can realistically afford.

Use the calculator below to determine the price range and how much home you should actually be looking for based on your current financial situation. From there, start the search for your dream home with confidence, buying power, and Central Bank by your side.



Mortgages 101: Fixed Vs. Adjustable [Infographic]

Making the choice to buy a home is quickly followed by a plethora of other decisions you will have to carry out, like where the house will be located and what you want in your perfect new abode. One of the most important decisions you'll need to make is what type of mortgage works best for you.

This choice is crucial because it will affect your finances for the next few years, if not decades, of your life. There are so many options that first-time homebuyers, or even experienced homebuyers, might feel overwhelmed with the decision.

However, once you understand the pros and cons of the various mortgage options, this decision will be easier for you. (read more...)