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    • A young couple sitting on the floor among towers of boxes.
    • Your First-Time Homebuyer Checklist

      Buying your first home is a feeling like no other – excitement and stress all packaged into one. That feeling of accomplishment and security, with a splash of anxiety.

      The first step is getting prequalified. It’s important to know what you can afford from the beginning so you don’t fall in love with the wrong house. Getting prequalified is quick and easy. You can do so online or stop by and see us.


    • Here’s a list of the documents we’ll need once you’ve decided to proceed with the loan:

      Employment Income Verification
      • Last two years of W-2 statements and a consecutive 30 days of paystubs including year-to-date earnings
      • Proof of additional income earnings – Social Security, Child Support, Alimony
      • Current and prior year Personal Federal Tax Returns
      • (If Self-Employed) Current and prior year Business Federal Tax Returns, all pages and schedules with Year-to-date Profit and Loss Statement
      Asset Verification
      • Last three months of your checking, savings, and investment statements
      Collateral
      • Signed sales contract and any addendums on the purchase of the home
      • Name and telephone number of insurance agent
      • Title company or settlement name and contact info
      • Copy of Earnest Money Check
      Legal
      • Copy of Photo ID and/or Permanent Resident Alien card – if applicable
      • Copy of Revocable Trust - if applicable
      • Copy of recorded Divorce Decree - if applicable

      Additional information may be needed depending on your individual circumstances.