• Positive Pay

    Don't let check fraud affect your company's bottom line.

    Protect Your Business from Check Fraud

    Positive Pay is an automated check-matching service that simplifies account reconciliation and identification of any check that was not legitimately issued or has an altered dollar amount. This sophisticated fraud management service forms an alliance between bank and business in the war against check fraud.

    • Reduce or eliminate potential for fraudulent or altered checks
    • Provide multiple layers of security
    • Prevent paying a check with an encoding error
    • Ensure stale-dated, voided or stop-pay checks are not paid
    • Online access to inquire on the status of checks, place stop payments, print an image of a cleared check, add checks to the issued file and determine if exceptions should be paid

    Add an extra layer with Payee Positive Pay

    If you need a higher level of defense against check fraud, you can add Payee Positive Pay to your existing Positive Pay solution. The payee on the check image is read through a highly specific algorithm, verified, and compared to the issued file you provide.

    Payee Positive Pay uses advanced technology to analyze each check’s handwriting and the Pay to the Order Of line.

  • Contact a business banking representative at 314.862.8300 or stop by any location to get started.

    Find the right solution for your business. Get started with Business Analyzer today and have your answer within minutes.