Ellen Nichols

Mortgage Loan Officer

NMLS# 541804

4.94

Email Ellen Office: (573) 817-8775 720 E Broadway
Columbia, MO 65201

Apply with Ellen

Ellen Nichols

Apply with Ellen

About Me

Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each customer is to put them in the most successful loan possible; a loan that protects their good financial situation and gets them a home they can be proud of for years to come. Ellen understands the importance of keeping close contact with her customers and providing options that are most convenient for them. Ellen gives her customers confidence through the lending process from her years of experience as well as the stability of Central Bank of Boone County.

Homebuyer Stories

Ellen's Customer Reviews

4.94

August 2026

I really appreciated Ellen's patience. She answered all my questions making sure I understood everything. And she went above and beyond, meeting me at the branch that was most convenient for me!

Diana E.
August 2026

Ellen was so approachable and explained things in a way that I, a musician (completely out of my element), could understand. She worked hand in hand with our realtor so that much of the heavy lifting in the process was happening without any effort from me or my partner. Our situation was one where the paperwork needed to happen very fast to meet a deadline and she helped us do this in the least stressful way possible.

Rachel A.
August 2026

Ellen is very personable. She gets to know you and your needs in getting an application done. She helps you all through the process and is clear about everything you need to do to get the job done. I have worked with her before and highly recomend.

Emily B.
July 2026

Ellen and Angela were great. They were always available to answer questions. Even though there was some miscommunication with the interest rate change, we felt like Ellen did everything she could to meet our needs and answer our questions. Thank you.

Wesley K.
July 2026

Prompt service, pleasant, flexible and accomodating.

Radwan K.
July 2026

Working with Ellen was an absolute pleasure! She made the entire mortgage process smooth, stress-free, and easy to understand from start to finish. She was always quick to answer our questions, kept us informed every step of the way, and truly went above and beyond for our family. We couldn’t have asked for a better experience and highly recommend Ellen to anyone looking for a knowledgeable, caring, and dedicated lender. Thank you for making our dream of moving home possible!

Jennifer L.
July 2026

Ellen has help with several loans on our behalf and everyone has been smooth.

Shawn C.
July 2026

Ellen is very receptive and she RESPONDS to calls and emails! She is very knowledgable which helps to ease our anxieties! She is ALWAYS helpful no matter what we are discussing or transactions we are making.

Carmen C.

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