Ellen Nichols

Ellen Nichols

Mortgage Loan Officer

NMLS# 541804

4.94
Ellen Nichols

Ellen Nichols

Apply with Ellen

About Me

Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each customer is to put them in the most successful loan possible; a loan that protects their good financial situation and gets them a home they can be proud of for years to come. Ellen understands the importance of keeping close contact with her customers and providing options that are most convenient for them. Ellen gives her customers confidence through the lending process from her years of experience as well as the stability of Central Bank of Boone County.

Homebuyer Stories

Ellen's Customer Reviews

4.94
  • June 2026
    She was informative and kind, and patiently answered questions.
    Joan S.
  • June 2026
    Ellen was very helpful at every step of the way in the home buying process. She was always available for phone calls when I needed something answered, and always made sure to explain things thoroughly.
    Liam P.
  • June 2026
    Ellen made refinancing our house loan easy, always a pleasure to do business with.
    David S.
  • June 2026
    Ellen and her team worked closely with our buyer's agent to make sure communication was prompt and accurate. They answered all of our questions and made sure we were informed throughout the process.
    Emma B.
  • May 2026
    This is the second time that we've used Ellen She makes the transition so smooth on the process of buying a home We would use her services again and definitely recommend her to friends and family
    Mihaela W.
  • May 2026
    Communication and process from Start to Finish was an easy process this is the 2nd time we have used Central Bank
    David W.
  • May 2026
    Ellen was wonderful to work with. very timely with information and set expectations appropriately.
    JoAnne F.
  • April 2026
    Ellen was great throughout the whole loan process! She calmly walked me through each step of the process and was always easy to access with questions. I am really glad I chose Central Bank— a lender in my own community.
    Robin R.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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