Ellen Nichols

Ellen Nichols

Mortgage Loan Officer

NMLS# 541804

4.95
Ellen Nichols

Ellen Nichols

Apply with Ellen

About Me

Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each customer is to put them in the most successful loan possible; a loan that protects their good financial situation and gets them a home they can be proud of for years to come. Ellen understands the importance of keeping close contact with her customers and providing options that are most convenient for them. Ellen gives her customers confidence through the lending process from her years of experience as well as the stability of Central Bank of Boone County.

Homebuyer Stories

Ellen's Customer Reviews

4.95
  • September 2026
    Knowledgeable and efficient in the process
    Adam W.
  • September 2026
    Ellen supported my son and I with honest and compassionate advice during a difficult chapter in his life.
    Susan M.
  • August 2026
    Very respectiful and understood our needs. Was very helpful with all the whole process.
    Randy T.
  • August 2026
    Working with Ellen Nichols was a very comfortable experience that left us feeling confident with our decision to work with Central Bank.
    Marion T.
  • August 2026
    Very understanding and open personally, and very knowledgedgeable of her job.
    John H.
  • August 2026
    Ellen helped us through our first home purchase with patience and clarity--especially impressive since we knew next to nothing and needed a lot of help. We are grateful to her for her support and look forward to recommending her to other clueless first-timers like us.
    Michael D.
  • August 2026
    I really appreciated Ellen's patience. She answered all my questions making sure I understood everything. And she went above and beyond, meeting me at the branch that was most convenient for me!
    Diana E.
  • August 2026
    Ellen was so approachable and explained things in a way that I, a musician (completely out of my element), could understand. She worked hand in hand with our realtor so that much of the heavy lifting in the process was happening without any effort from me or my partner. Our situation was one where the paperwork needed to happen very fast to meet a deadline and she helped us do this in the least stressful way possible.
    Rachel A.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

Google Play Store Button - Click to access the Google Play StoreApple Store Button - Click to access the Apple online store

Let's talk, send me a quick message.

illustration of house being sold
This site is protected by reCAPTCHA.