Ellen Nichols

Ellen Nichols

Mortgage Loan Officer

NMLS# 541804

4.94
Ellen Nichols

Ellen Nichols

Apply with Ellen

About Me

Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each customer is to put them in the most successful loan possible; a loan that protects their good financial situation and gets them a home they can be proud of for years to come. Ellen understands the importance of keeping close contact with her customers and providing options that are most convenient for them. Ellen gives her customers confidence through the lending process from her years of experience as well as the stability of Central Bank of Boone County.

Homebuyer Stories

Ellen's Customer Reviews

4.94
  • July 2026
    Working with Ellen was an absolute pleasure! She made the entire mortgage process smooth, stress-free, and easy to understand from start to finish. She was always quick to answer our questions, kept us informed every step of the way, and truly went above and beyond for our family. We couldn’t have asked for a better experience and highly recommend Ellen to anyone looking for a knowledgeable, caring, and dedicated lender. Thank you for making our dream of moving home possible!
    Jennifer L.
  • July 2026
    Ellen has help with several loans on our behalf and everyone has been smooth.
    Shawn C.
  • July 2026
    Ellen is very receptive and she RESPONDS to calls and emails! She is very knowledgable which helps to ease our anxieties! She is ALWAYS helpful no matter what we are discussing or transactions we are making.
    Carmen C.
  • July 2026
    Ellen was wonderful to work with throughout our mortgage process. She was knowledgeable, took the time to answer all of our questions clearly, and made sure we understood each step. She processed our application promptly and kept everything moving efficiently. She was always friendly, responsive, and professional, which made what could have been a stressful process much smoother. We truly appreciated her guidance and would highly recommend her to anyone looking for a mortgage loan officer.
    Sangeetha I.
  • July 2026
    Great communication
    Maria S.
  • July 2026
    Excellent communication.
    Brian S.
  • July 2026
    Ellen was great with her communication and we appreciated that she always took the time to answer our questions.
    Melynda L.
  • July 2026
    Ellen and her team are great.
    Praveen R.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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