Justina Dial

Justina Dial

Mortgage Loan Officer

NMLS# 2053617

4.99

About Me

Justina Dial is a Mortgage Loan Officer serving homebuyers in Columbia, Missouri and the surrounding Mid-Missouri communities including Ashland, Jefferson City, Fulton, and Hallsville. With more than 14 years of banking experience, Justina is committed to providing exceptional customer service and helping clients feel confident throughout the home loan process.

The mortgage process can feel intimidating, but Justina works closely with each client to make the experience clear and comfortable from start to finish. She understands that buying a home is often one of the largest financial decisions someone will make and believes strong communication and guidance are key every step of the way.

Justina helps clients explore a wide range of home loan programs including FHA loans, VA loans for veterans and active-duty service members, USDA Rural Development loans, jumbo loans, Professional Physician Mortgage loans, and Professional Business Mortgage loans.

Whether you are purchasing your first home, refinancing a mortgage, relocating to Columbia, Missouri, or buying a home in the surrounding Mid-Missouri area, Justina is ready to help guide you through the mortgage process and find the financing option that fits your goals. If you are looking for a trusted mortgage lender in Columbia, Missouri, Justina is ready to help.

 Book Time with Justina - Grab a 15- or 30-Minute Window

Homebuyer Stories

Justina's Customer Reviews

4.99
  • August 2026
    Justina went above and beyond to explain things to us, to provide quick communication, and find solutions when we encountered unexpected obstacles. I cannot thank her enough!
    Deryanne R.
  • August 2026
    Justina went above and beyond through the whole process. Greatly appreciate all she did.
    Tevin R.
  • August 2026
    Extremely helpful and replied in a timely manner
    Jack R.
  • August 2026
    Working with Justina Dial at Central Bank has been such a wonderful part of my first-time homebuying experience. From the very beginning, Justina has been incredibly sweet, kind, warm, patient, and supportive. Buying my first home is exciting, but it can also feel overwhelming when you are navigating something you have never done before. Justina has a way of making the process feel less intimidating and reminding me that I have someone in my corner. What has meant the most to me is that I have never felt like just another customer or transaction. She has taken the time to answer my questions, explain things, encourage me, and genuinely celebrate this milestone with me. Her kindness and warmth have made such a difference during a process that means so much to me personally. I am incredibly grateful to have Justina walking alongside me through the purchase of my first home, and I know I can continue to count on her support as I move through the rest of the process. Central Bank is very fortunate to have someone who brings not only professionalism and knowledge to her work, but also genuine care for the people she serves. Thank you, Justina, for helping make this experience so special. ❤️
    Amber B.
  • August 2026
    The entire process was quick and efficient with great communication.
    Jason L.
  • July 2026
    Justina was very responsive and helpful in all areas of the process!
    Clayton V.
  • July 2026
    Justina was transparent and flexible where necessary.
    Nique F.
  • July 2026
    Justina was always available if and when I had questions or needed anything. She went out of her way to make sure I was informed and had plently of time to get everything done in a timely manner with as little stress as possible. I'm glad she was my loan officer!
    Brian G.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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