Justina Dial

Justina Dial

Mortgage Loan Officer

NMLS# 2053617

4.99

About Me

Justina Dial is a Mortgage Loan Officer serving homebuyers in Columbia, Missouri and the surrounding Mid-Missouri communities including Ashland, Jefferson City, Fulton, and Hallsville. With more than 14 years of banking experience, Justina is committed to providing exceptional customer service and helping clients feel confident throughout the home loan process.

The mortgage process can feel intimidating, but Justina works closely with each client to make the experience clear and comfortable from start to finish. She understands that buying a home is often one of the largest financial decisions someone will make and believes strong communication and guidance are key every step of the way.

Justina helps clients explore a wide range of home loan programs including FHA loans, VA loans for veterans and active-duty service members, USDA Rural Development loans, jumbo loans, Professional Physician Mortgage loans, and Professional Business Mortgage loans.

Whether you are purchasing your first home, refinancing a mortgage, relocating to Columbia, Missouri, or buying a home in the surrounding Mid-Missouri area, Justina is ready to help guide you through the mortgage process and find the financing option that fits your goals. If you are looking for a trusted mortgage lender in Columbia, Missouri, Justina is ready to help.

 Book Time with Justina - Grab a 15- or 30-Minute Window

Homebuyer Stories

Justina's Customer Reviews

4.99
  • May 2026
    Justina, Kim, and Kerri were all great to work with for our home refinance. They made the process smooth and convenient . Communication was seamless. Highly recommend working with this wonderful team of professionals .
    Andrew B.
  • May 2026
    Justina is always so helpful. She is very knowledgeable and organized. She is a joy to work with.
    Shawna V.
  • May 2026
    Justina welcomed us with open arms and made everything so easy! 10/10 recommend!
    Abbie H.
  • May 2026
    Great service
    Samuel E.
  • May 2026
    Justina made our home loan process easy and efficient. She is very knowledgable about what she does and explained all options to us very well. We would recommend her to anyone looking for a home loan!
    Kayla W.
  • April 2026
    Although the process takes some time , the communication was constant and friendly
    Shawn G.
  • April 2026
    Justina was amazing to work with! She communicates quickly and is so kind and helpful! We really appreciated her. We are actually moving our banking to central bank just because of how great of experience we had with her.
    Sadie R.
  • April 2026
    Great communication.
    Kody G.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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