Kolby O'Dowd

Kolby O'Dowd

Mortgage Loan Officer

NMLS# 2185409

4.91
Kolby O'Dowd

Kolby O'Dowd

Apply With Kolby

About Me

After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes.   A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict. 

With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home. 

A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans.  In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.

Homebuyer Stories

Kolby's Customer Reviews

4.91
  • April 2026
    Quick, easy, courteous, professional.
    Sharon S.
  • April 2026
    Very helpful for first time homebuyers!
    Hannah S.
  • April 2026
    Always a great experience at Central Bank! First time working with Kolby and we could not have been more pleased.
    Donna A.
  • April 2026
    Mr ODowd , kept me informed and updates with progress !
    Richard I.
  • April 2026
    Kolby made the process simple and painless! I will continue to come to him in the future.
    Scott B.
  • April 2026
    Kolby is so friendly, helpful, and makes the everything as easy as possible on you. So happy with our experiece!
    Mya B.
  • April 2026
    Kolby was professional and got back to us quickly when we had questions.
    Linda M.
  • March 2026
    The loan process was made easy.
    Susan F.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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