Kolby O'Dowd

Mortgage Loan Officer

NMLS# 2185409

4.91

Email Kolby Cell: (573) 230-6011 Office: (573) 642-6617 x23919

Fax: (573) 642-2787

410 Market St
Fulton, MO 65251

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Kolby O'Dowd

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About Me

After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict.

With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home.

A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans. In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.

Homebuyer Stories

Kolby's Customer Reviews

4.91

August 2026

Great communication and great follow through. Everything was done quickly and accurately with communication coming often to keep things moving. All around great experience from start to finish leading up to a very smooth closing. Thank You!

Justin C.
July 2026

Kolby's communication and willingness to help at all times and circumstances was so helpful during our home buying process !

Ryan M.
July 2026

Kolby did his best to lock in a lower interest rate for our refinance and even found a notary in NYC to come to us so that we could get everything completed.

Mikayla C.
July 2026

Kolby was amazing from start to finish. He was relatable, kind and so helpful! He went above and beyond to help us secure assistance financially on our home loan that we didn't have to ask for! He just did it. He also referred us to our realtor, Miss Sherry Abbott's realty company, where we were introduced to Mary Fitzpatrick who was as much of a huge help as Kolby in securing our first home! My family will always remember Kolby's kindness and we will refer as many people his direction as we can Yahweh willing :)

Jennifer V.
July 2026

Kolby's communication through out the whole process was phenomenal. He kept us honest with timeliness, let us know what to expect in next steps, and owned mistakes or miscommunication when it happened. Biggest shout out for Kolby, people are human and life happens, especially the unexpected, Kolby was able to help make accommodations to help fit our situation when life happened and still meet our deadline. He went above and beyond to provide the best service possible. I can't say enough good things about how well he treated us and his excellent communication.

Jeremiah C.
July 2026

Kolby helped my wife and I through the whole buying process, communicated very well and was very kind.

Vincent V.
July 2026

Thanks Kolby!!

Rhonda R.
July 2026

Kolby was top-notch with communication, timely and professional!

Sarah W.

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