Kolby O'Dowd

Kolby O'Dowd

Mortgage Loan Officer

NMLS# 2185409

4.92
Kolby O'Dowd

Kolby O'Dowd

Apply With Kolby

About Me

After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes.   A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict. 

With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home. 

A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans.  In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.

Homebuyer Stories

Kolby's Customer Reviews

4.92
  • May 2026
    Made the whole process easy and stress-free.
    Jack B.
  • May 2026
    Kolby made it fast and easy to get all the loan documents submitte. He even called to verify information with us even though he was out of the office with a new baby!
    Marissa P.
  • May 2026
    Kolby and Darla were very helpful. The process was easy and fast. Thanks! Randal
    Randal D.
  • May 2026
    Kolby is great to work with. He is timely, personable, and friendly. I will continue to do business with Central Bank. 5 STARS!
    Michael H.
  • May 2026
    Communication was smooth and he was very helpful to get this loan renewed.
    Tricia H.
  • April 2026
    It was a pleasure working with Kolby!
    Billy J.
  • April 2026
    Quick, easy, courteous, professional.
    Sharon S.
  • April 2026
    Very helpful for first time homebuyers!
    Hannah S.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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