Kolby O'Dowd

Kolby O'Dowd

Mortgage Loan Officer

NMLS# 2185409

4.91
Cell: (573) 230-6011 Office: (573) 642-6618 x23919

Fax: (573) 642-2787

410 Market St
Fulton, MO 65251
Apply With Kolby
Kolby O'Dowd

Kolby O'Dowd

Apply With Kolby

About Me

After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes.   A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict. 

With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home. 

A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans.  In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.

Homebuyer Stories

Kolby's Customer Reviews

4.91
  • September 2026
    Central Bank and Kolby handled everything promptly and professionally.
    Russell H.
  • September 2026
    Kolby did a great job of answering all my questions and concerns. We had a few snafus, and he got everything taken care of. We would definitely refer Kolby to family and friends.
    Connie S.
  • September 2026
    Kolby O'Dowd was fantastic to work with on my HELOC! He was professional, knowledgeable, responsive, and made the entire process smooth and stress-free. He answered all my questions and kept me informed every step of the way. I highly recommend Kolby to anyone looking for a trustworthy and dependable lender!
    Darice S.
  • September 2026
    Great custom service
    Todd S.
  • September 2026
    Kolby and the team supporting him did an outstanding job at each step of the process from application to closing. A 5 star performance
    Scott S.
  • September 2026
    Everything whent smooth
    Braden A.
  • September 2026
    👍everything was handled for me
    Candace F.
  • September 2026
    It was amazing
    Luke J.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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