Kolby O'Dowd

Kolby O'Dowd

Mortgage Loan Officer

NMLS# 2185409

4.91
Kolby O'Dowd

Kolby O'Dowd

Apply With Kolby

About Me

After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes.   A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict. 

With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home. 

A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans.  In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.

Homebuyer Stories

Kolby's Customer Reviews

4.91
  • July 2026
    Thanks Kolby!!
    Rhonda R.
  • July 2026
    Kolby was top-notch with communication, timely and professional!
    Sarah W.
  • July 2026
    Kolby always has everything ready to go and is very knowledgeable about every step of the process.
    Jeremy W.
  • July 2026
    Kolby did great getting everything and all the details quickly and exceptionally helpful from application to closing and working with schedule for convenience easy and so quick to respond to any questions .
    Carmen M.
  • June 2026
    Easy to work with and professional
    Rodney L.
  • June 2026
    Kolby was great at communicating everything during the process!
    Jeremy B.
  • June 2026
    Kolby helped us through the entire process and was extremely helpful. Would recommend him to anyone and everyone buying a home!
    Dakota D.
  • June 2026
    You worked with us every step of the way. We appreciated all the help!
    Todd C.

You're Home - Our Mortgage App

Make your mortgage easy. With the You’re Home mortgage app from Central Bank, staying on top of your mortgage is simpler than ever. Find all the information you need regarding the process of your loan, all in one central location, right at your fingertips.

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