Kris Sena

Mortgage Loan Officer

Central Bank of Lake of the Ozarks
101 Dogwood Lane
Laurie, MO 65308
p: (573) 348-0486, ext. 22286
c: (402) 880-8820
f: (573) 302-2449
Email Kris
NMLS# 1401302

Apply Now

Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Click here for a printable checklist

Kris is excited about becoming involved in the community after recently moving to the Lake of the Ozarks. Having served as the chairman of the board for the Ralston Nebraska Chamber of Commerce and the Omaha Area Board of Realtors, Kris understands the importance of community and neighbors.

Kris brings with her years of mortgage lending experience and is committed to putting that expertise to work in the Lake Ozarks area. She will offer you expert advice whether you are purchasing a new home or refinancing your primary residence or investing in your dream lake home.

Mid-Missouri life suits Kris and her husband, Bruce. In her free time, she loves to paint, work in her garden, and cook.

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.

 

 

Check current rates

$

 
Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
View assumptions & disclosures
More Fixed Rates
 
Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
View assumptions & disclosures