The Four-Gift Holiday Shopping Guide [Infographic] What is it? The four-gift guide a budgeting technique to ensure that you don’t overdo it on gifts during the holiday season and end up broke. How do I use it? For each person in your life, you'll give them one gift in each of the following areas:Something they wantSomething they needSomething to wearSomething to readThe amount you spend in each area is up to you. The four-gift guide still lets you splurge if you have the urge, but it won't allow you to go over budget on too many items.Of course, the gift really depends on you and the recipient. If you can, try making something instead of buying it. Handy with knitting needles? Consider making a scarf or sweater - your friends and family will greatly appreciate the time and thoughtfulness you put into a homemade gift. The information provided in these articles is intended for informational purposes only. It is not to be construed as the opinion of Central Bancompany, Inc., and/or its affiliates and does not imply endorsement or support of any of the mentioned information, products, services, or providers. All information presented is without any representation, guaranty, or warranty regarding the accuracy, relevance, or completeness of the information.