Build a Retirement Plan with Central Investment Advisors

A well-designed retirement plan can help attract and keep talented employees while benefiting owners, managers and employees alike. Together we can examine your business and determine if a 401(k), SEP or SIMPLE best fits your needs.


Savings Incentive Match Plan for Employees is an employee matching plan designed for self-employed individuals and small businesses with fewer than 100 employees. Employer sponsored, it has features similar to 401(k) defined contribution plans.


A Simplified Employee Pension IRA is suitable for self-employed individuals and small businesses. Similar to a traditional IRA, a SEP IRA is easy to set-up and administer.

401(k) Defined Contribution Retirement Plan

A well-designed 401(k) plan can help attract and keep talented employees, and benefits both rank-and-file employees, owners and managers. Contributions may be invested in stocks, bonds, mutual funds, money market funds, savings accounts, and other investment vehicles. Earnings grow on a tax-deferred basis, while contributions may reduce current taxable income.


  • decide how much (if any) to contribute
  • are entitled to a tax deduction for the contributions they make to employees’ accounts.


  • control how much to contribute to their account
  • may take benefits with them when they leave the company

Contact a Central Investment Advisors representative at (800) 392-8082 or stop by any location to get started.

Not sure which solution is right for your business? Take a few minutes to run through Business Analyzer today. We’ll ask a few simple questions about your business and provide recommendations just for you.

We’re here for you. Make that phone call today at (800) 392-8082, or leave your contact information and we’ll contact you within two business days.

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