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Government Programs and How They Can Help

Budget and Save

The United States government provides programs to assist in tough situations. Although there’s assistance out there, sometimes it’s difficult to know what programs are available, or how the government can help.

Check out some of the programs offered to help cover basic expenses, provide food, and healthcare.

Food

The Supplemental Nutrition Assistance Program (SNAP) provides benefit cards to purchase food from grocery stores or farmers markets. This program offers a range of healthy food coverage options to pregnant women, children, and seniors, as well as providing free or low-cost school/daycare lunches.

Visit the US Department of Agriculture to determine eligibility, or to view a list of SNAP eligible foods and products

Healthcare

Two of the main healthcare coverage options are Medicaid and Children’s Health Insurance Program (CHIP). 

• Medicaid provides health coverage to millions of Americans, including eligible low-income adults, children, pregnant women, elderly adults and people with disabilities.

• The Children’s Health Insurance Program (CHIP) offers free or low-cost medical and dental care to uninsured kids, up to age 19, whose family is above Medicaid’s limit but below their state’s CHIP limit. 

For more information about these programs, or to determine eligibility, please visit https://www.healthcare.gov/medicaid-chip/

Housing

• Subsidized Housing, Housing Vouchers, and Public Housing programs help low-income families, seniors, and people with disabilities get into affordable private or government-owned rental housing. Visit the U.S Department of Housing and Urban Development for more information.  

• Low Income Home Energy Assistance Program (LIHEAP) helps low-income households pay heating and cooling bills, and offers low-cost home improvements to reduce those costs. 

Financial Assistance

• Welfare or Temporary Assistance for Needy Families (TANF) helps families achieve independence after experiencing difficulties by providing food, housing, utilities, childcare, or job training. For more information about Temporary Assistance for Needy Families, or to find coverage options per state, visit the U.S. Department of Health and Human Services

• Supplemental Security Income (SSI) provides cash to low-income seniors and low-income adults and kids with disabilities. For help with how SSI works, getting a new card, setting up direct deposit, and more, please visit https://www.usa.gov/about-social-security 

• Unemployment benefits provide help in the event of job loss. Visit https://www.usa.gov/unemployment for unemployment benefits per state, and information on how to get started.  

Use the benefits finder to determine which types of assistance for which you’re eligible.  For more information about these programs, how they can help you, or to get started, please visit usa.gov/benefits 

 

Sources:
USA.GOV, https://www.usa.gov/benefits

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The information provided in these articles is intended for informational purposes only. It is not to be construed as the opinion of Central Bancompany, Inc., and/or its affiliates and does not imply endorsement or support of any of the mentioned information, products, services, or providers. All information presented is without any representation, guaranty, or warranty regarding the accuracy, relevance, or completeness of the information.