Central Bank of Lake of the Ozarks
170 East Highway 54
Camdenton, MO 65020
Toll Free: (800) 547-2438, ext. 22226
p: (573) 348-0486, ext. 22226
c: (573) 864-0811
f: (573) 346-6390
This checklist can help you gather the documents you need to proceed with the loan.
Bridgette Bigelow has worked in the mortgage industry for 2 years and the insurance industry for 18 years prior to joining Central Bank of Lake of the Ozarks in 2017. Her insurance experience includes working for independent and captive companies in both commercial and personal lines. Her lending experience has been primarily VA Loans, and she is looking forward to the broader range of products Central Bank offers. Though Bridgette was born and raised near Lake Erie in northwest Ohio, she calls Missouri home. She came to Missouri to pursue her education, earning a Bachelor of Journalism with an emphasis in Advertising at the University of Missouri-Columbia.
Bridgette and her husband, Stewart, moved to the lake after living in Columbia, MO for over 26 years. There she was very active in the community including involvement in several civic organizations and looks forward to establishing relationships and sense of community in the lake area.
She and Stewart are sports enthusiasts and have adopted several rescue pets.
The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.
|INTEREST RATE||APR||MONTHLY PAYMENT|
The Central Bank Rate Quote Tool is provided for informational purposes only and does not represent a credit decision or commitment to lend. Results depend on many factors, including the assumptions you provide.
The Rate Quote Tool assumes the property is a Single Family Detached Home, the borrower has excellent credit (including a FICO Score of 740 or greater) and a lock period of 45 days.
All rates and programs subject to loan underwriting and approval and may be subject to change depending on individual credit profile and other qualifications. Interest rates and program terms are subject to change without notice.
Monthly payment does not include amounts for taxes, property insurance and mortgage insurance (where applicable). Your actual rate, APR, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.
* The annual percentage rate ("APR") calculations in the display are based on current interest rates and estimated finance charges. Actual charges may vary based on the terms of the loan and geographical area.
USDA loans are subject to an annual 'Guarantee Fee' equal to 0.35% of the amount financed, payable in equal monthly amounts.