Compare Personal Checking Accounts MyChoice Checking MaxMoney Checking Preferred Interest World Checking Which account is right for you? You are constantly on the go, receive a monthly direct deposit and use your debit card frequently. You want a checking account with perks - security, savings, and much more! You keep a minimum balance of $1,000 and expect to earn interest at a competitive rate. Your spending is more complex than most, traveling often with high level spending amounts. Minimum to open $50 $50 $50 $50 Monthly Fee $3 Avoidable Fee† $8.95 $10 Avoidable Fee†† $20 Avoidable Fee††† Free Debit Mastercard Free Transactions at Central Bank ATMs Statement Type eStatements* eStatements or paper eStatements* eStatements or paper ATM Refunds Outside Network** Free Checks & Money Orders Credit File Monitoring1 Access to Credit Score2 & Reports2 Access to Online & Mobile Banking+ Bill Pay FREE with eStatements FREE with eStatements FREE with eStatements FREE Debit Card International Transaction Fee 3% 3% 3% 1% Can Earn Interest Pay a Person FREE^ FREE^ FREE^ FREE^ Sports Fan Upgrade Available Cell Phone Protection3 $hopping RewardsTM,2 and Cash Back Member Rewards2 To waive the monthly fee: †MyChoice Checking, you must receive electronic statements and one of the following: Maintain a recurring direct deposit; or, use your debit card at least 10 times for a point of sale transaction; or, keep an average daily balance of at least $500; or, set up a monthly recurring transfer from MyChoice Checking to SaveUpSM Savings ††Preferred Interest Checking, you must have a daily balance of $1,000; or, average Daily balance of $2,000 during a monthly statement cycle †††World Checking, you must have a $15,000 average balance; or; $250,000 relationship banking; or $250,000 Central Investment Advisors or a Central Trust Company client *Paper statement available for a fee. See bank for details. **ATM Refunds: MyChoice Checking and MaxMoney Checking: Must submit the other bank’s ATM receipts to any teller or customer service representative within 60 days of a transaction. World Checking: The first four fees per statement cycle are auto-refunded. +Mobile carrier data and text rates may apply. ^There is a $2 fee for an immediate transfer. 1Credit file monitoring may take several days to begin following activation. 2Registration/Activation Required 3Cell Phone Bill must be paid through your MaxMoney Account.