Judy Hartz | Mortgage Loan Officer

Judy Hartz

Mortgage Loan Officer

Central Bank of St. Louis
16415 Village Plaza View Dr.
Wildwood, MO 63011
p: (636) 736-3089
c: (636) 236-9650
f: (636) 746-4609
Email Judy 
NMLS# 234432

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

View or print our Mortgage Checklist PDF Icon

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Judy specializes in all types of residential loans and works closely with her clients to find the right product to fit their needs. She takes pride in guiding her clients through the loan process with ease and communication.

In the mortgage industry since 2003, Judy continues to deliver exceptional service while focusing on her clients’ needs and timeline. She looks forward to being your trusted mortgage advisor for years to come.

Call Judy today and make your dream of homeownership a reality!

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.