Kelli Ward Mortgage Loan Officer

Kelli Ward

Loan Officer

Central Bank of Moberly
500 West Coates
Moberly, MO 65270
p: (660) 263-1234 x25265
f: (660) 263-4129
Email Kelli
NMLS# 1428382

Apply Now

Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

View or print our Mortgage Checklist

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Kelli graduated from Northeast R-IV High School in Cairo then attended Moberly Area Community College. She became an employee of Central Bank of Moberly in 1998 and has worked in all areas of the bank. Prior to joining the Loan Department in 2015, she was the Branch Manager of the North Facility for six years.

Kelli lives in Moberly with her husband, Danny, and their two sons, Austin and Carter. She is a firm believer in giving back to the community and has done so while serving as a Board Member on the United Way of Randolph County and Main Street Moberly.

Kelli enjoys getting to know every customer and finding out their specific needs. She understands the importance of keeping close contact with her customers during the home buying process and provides options that are most convenient for them. Kelli promises that you will never leave her office without a friendly handshake and smile!

Support Staff:
Tanya Wright, Loan Assistant, (660) 269-7277, NMLS# 1389615

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.



Customize Rates


Recommended: 20%

Government Loan Options:
if applicable

Current Rates

We offer many loan options for investment properties, please contact a loan officer for details.

Loading Spinner

The Central Bank Rate Quote Tool is provided for informational purposes only and does not represent a credit decision or commitment to lend. Results depend on many factors, including the assumptions you provide.

The Rate Quote Tool assumes the property is a Single Family Detached Home, the borrower has excellent credit (including a FICO Score of 740 or greater) and a lock period of 45 days.

All rates and programs subject to loan underwriting and approval and may be subject to change depending on individual credit profile and other qualifications.  Interest rates and program terms are subject to change without notice. 

Monthly payment does not include amounts for taxes, property insurance and mortgage insurance (where applicable). Your actual rate, APR, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.

* The annual percentage rate ("APR") calculations in the display are based on current interest rates and estimated finance charges. Actual charges may vary based on the terms of the loan and geographical area.

USDA loans are subject to an annual 'Guarantee Fee' equal to 0.35% of the amount financed, payable in equal monthly amounts.