Home Turf Loans

When it comes to achieving your goal of homeownership, we believe in you.

The Home Turf Loan Program is designed to help you even if your credit is less than perfect. Get a play-by-play look at how our Home Turf Loan Program can help you tackle the financial obstacles of becoming a homeowner.

Download our Home Turf Loan brochure to learn more or contact LaDonna Ali at (816) 521-2543 to get started!

 

Download our Brochure       Apply Now

Area of Availability

The Home Turf Loan program is available to eligible borrowers in low and moderate income census tracts located in the following counties:

MO: Jackson, Cass

KS: Johnson, Wyandotte, and Douglas

If the property you're interested in is not eligible for the Home Turf Loan, we will visit with you about other loan options available.

 

Home Turf Loan Program Details

Max Loan Amount
$125,000
Down Payment
Low down payment (home purchase only)
Acceptable sources of down payment are: your own funds, grant money, government assistance program, or gift from a relative
Loan Terms
Multiple fixed rate terms available
Purchases and refinances
No cash out
Closing Costs
All normal closing costs are paid for by Central Bank, including home inspection and appraisal
Prepaid expenses (up front real estate taxes and homeowners insurance) to be paid by the borrower, seller or gifted
Eligible Properties
Single family, owner occupied, primary residences only**



Home Turf Loan borrowers will need to meet the following requirements:

  • Be a U.S. citizen or permanent resident alien (documentation required)
  • Income level at or below 80% of the area median income*
  • One year of consecutive employment
  • Foreclosure, deed in lieu or bankruptcy must be discharged for two years
  • Borrowers purchasing a home must complete a homeowners education course
  • Non-occupant co-borrowers will be considered