Mike Kammerzell

    Mike Kammerzell

    Vice President, Mortgage Lending

    Central Bank of St. Louis 
    425 N. New Ballas Road, Suite 101 
    Creve Coeur, MO 63141 
    p: 314.835.3758 
    c: 314.503.5499 
    Email Mike 
    NMLS# 230413

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    Mortgage Checklist

    This checklist can help you gather the documents you need to proceed with the loan.

    • Completed Loan Application and Signed Authorization
    • Homeowners Insurance Declaration Page (If refinancing)
    • Current Mortgage Statement (If applicable)
    • W2s from last two years
    • 30 days pay stub with YTD earnings
    • 2 months current bank statements, all pages
    • Social Security or Pension Awards letters (If applicable)
    • 2 Years tax returns
    • Divorce Decree (If applicable)
    • Trust Documents (If applicable)

    Mike has over 25 years of mortgage banking experience and has helped thousands of area homeowners with their mortgage needs. He cares deeply about each client and works hard to help them reach their home lending goals. With his experience and knowledge he can help to make the mortgage loan process easier to understand and pain free.

    Give him a call or send an email and talk about your needs and your goals.

    Support Staff:
    Nodira Todd, Processor, 314.219.0424, Email Nodira, NMLS#1646307
    Nina Dannegger, Loan Officer Assistant, 314.835.3724, Email Nina, NMLS#1389763

    Home Affordability

    Getting prequalified should be your first step in the home buying process. And, prequalification will help you understand how much home you can realistically afford.

    Use the calculator below to determine the price range and how much home you should actually be looking for based on your current financial situation. From there, start the search for your dream home with confidence, buying power, and Central Bank by your side.