Mike Kammerzell Mortgage Loan Officer

Mike Kammerzell

Vice President, Mortgage Lending

Central Bank of St. Louis 
425 N. New Ballas Road, Suite 101 
Creve Coeur, MO 63141 
p: (314) 835-3758 
c: (314) 503-5499 
Email Mike 
NMLS# 230413

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

View or print our Mortgage Checklist

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Mike has over 25 years of mortgage banking experience and has helped thousands of area homeowners with their mortgage needs. He cares deeply about each client and works hard to help them reach their home lending goals. With his experience and knowledge he can help to make the mortgage loan process easier to understand and pain free.

Give him a call or send an email and talk about your needs and your goals.

Support Staff:
Raycine Brown, Processor, (314) 219-0457, Email Raycine
Nina Dannegger, Loan Officer Assistant, (314) 835-3724, Email Nina, NMLS#1389763

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.