World Elite Card
Rates and Pricing

Accepted at more than 32 million locations, no international transaction fees, and protection against unauthorized purchases or identity theft.

 

The World Elite Mastercard® is developed specifically with international travel in mind, a low annual fee, free rewards, competitive interest rates. Earn 1.5 reward points for every $1 spent on your World Elite Mastercard® with opportunities to earn up to 12x the points on online purchases.

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Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases
0.00% introductory APR for six (6) months.
After that, your APR will be 12.24% to 21.99%, based on your creditworthiness.
This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers
12.24% to 21.99%
Your APR will be based on your creditworthiness.
APR for Cash Advances
24.99%
This APR will vary with the market based on the Prime Rate.
Paying Interest
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $1.50
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

Fees

Annual Fee

$99-World Elite Card
None-ONLY Card℠, World Card

Transaction Fees
Balance Transfer
Either $10 or 4% of the amount of each transfer, whichever is greater.
Cash Advance
Either $10 or 4% of the amount of each cash advance, whichever is greater.
International Transaction

None-World Elite Card
1%-World Card
3%-ONLY Card℠ of each transaction once converted in U.S. Dollars

Penalty Fees
Late Payment
Up to $35
Returned Payment
Up to $35

World Elite Card Rates and Pricing

Annual Percentage Rate (APR) for Purchases

0.00% APR introductory APR for six (6) months.
After that, your APR will be 12.24% to 21.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.


APR for Balance Transfers

12.24% to 21.99% Your APR will be based on your creditworthiness.


APR for Cash Advances

24.99% – This APR will vary with the market based on the Prime Rate.


Paying Interest

Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.


Minimum Interest Charge

If you are charged interest, the charge will be no less than $1.50


For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

Annual Fee

$99-World Elite Card, None- ONLY CardSM, World Card

Transaction Fees

Balance Transfer - Either $10 or 4%of the amount of each transfer, whichever is greater.

Cash Advance - Either $10 or 4% of the amount of each cash advance, whichever is greater.

International Transaction - None-World Elite Card, 1% World Card, 3% ONLY CardSM of each transaction once converted into U.S. Dollars


Penalty Fees

Late Payment - Up to $35
Returned Payment - Up to $35