Scammers are always searching for ways to take advantage of innocent, unsuspecting people. Stay up-to-date on common scams and ways to protect yourself.
Every day, thousands of people fall for fraudulent phone calls, text messages, and emails, from criminals pretending to be from your bank, insurance agency, the government, and even family members.
The best defense we have against these criminals is to stay informed and be aware of what they’re doing.
These criminals try to create believable situations to try to convince you to give them sensitive information or money.
Scammers are evolving and taking advantage of major events, new technology, and new products or services, to create believable stories to convince you to give them money or share personal details.
Fraud’s not always obvious – criminals will attempt many different types of scams. The majority of these scams are framed around some sort of emergency, or need you to act quickly. These criminals are often personable, friendly, and unsuspecting. Here are a few examples of timely scam attempts:
These criminals are posing as bank employees, and asking questions in an attempt to access your online banking. The scammers will ask you to provide a confirmation code, allowing them to transfer money directly out of your bank accounts.
Scammers are claiming you can pay to add your name to the vaccine list, or pay to receive early access. Beware of anyone contacting you to verify your Social Security number, bank account information, debit or credit card numbers, or PIN numbers.
Criminals pose as a technology representative, and offer to fix non-existent computer issues by gaining remote access to devices and sensitive information.
The scammer poses as a panicked grandchild or family member in need of a large amount of money to pay for an emergency, such as a hospital bill, bail money or needing to leave a foreign country. They often plea for you to not tell anyone, especially the grandchild’s parents.
Criminals will send text messages claiming to be someone you know, or coming from a familiar phone number, asking you to send them money, often via gift cards. They ask you to send pictures of the front and back of the cards, which allows them to redeem and steal the money.
Common Scams and Crimes, Federal Bureau of Investigation
Grandparent Scams in the Age of Coronavirus, Federal Trade Commission
COVID-19 vaccines are in the pipeline. Scammers won’t be far behind, Federal Trade Commission