Ryan White

Senior Vice President
Residential Lending Manager

Central Bank of the Ozarks
3333 S. National Avenue
Springfield, MO 65807
p: (417) 841-4289
f: (417) 882-9675
Email Ryan
NMLS# 488989

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Click here for a printable checklist

Ryan White, Residential Lending Manager, joined Central Bank of the Ozarks in late 2017. He has been in the mortgage and banking industry since 1998 and brings a wealth of knowledge to those who are looking to build or purchase a new home. He is responsible for managing the production, product development, business development, education, processing, and marketing of the Real Estate department.

Ryan earned a Bachelor’s of Science Degree from Northwest Missouri State University. He is also continuing graduate work at UMKC and Drury Universities. White has been an active part of Habitat for Humanity, Springfield Rotary, Relay for Life, and several networking organizations over the years.

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.

 

 

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Interest Rate
APR
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More Fixed Rates
 
Interest Rate
APR
Monthly Payment
Principal & Interest
Down Payment
Assumes purchase price of
View assumptions & disclosures