Sharon Johnson, Mortgage Loan Officer

Sharon Johnson

Vice President
Community Development Officer

10704 W. Florissant Ave
St. Louis, MO 63136
p: (314) 835-3746
f: (314) 521-1581
Email Sharon
NMLS# 603283

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

View or print our Mortgage Checklist

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Sharon has over 30 years in the banking industry with the last thirteen in community lending. She has the expertise and experience you need to get answers to your questions regarding mortgage loans and home ownerships. She can help you realize your home ownership dreams.

Support Staff:
Raycine Brown, Processor, (314) 219-0457, Email Raycine
Nina Dannegger, Processor, (314) 835-3724, Email Nina


“Thank you for helping me to buy a house to call HOME.” E.G.

“It was truly a pleasure working with you while qualifying for the mortgage loan. Thank you so much for your expert help and all the time and concern you showed.” S.

“Thank you so much for your time and efforts in walking me through the process of purchasing my first home. Know, if asked, I will refer your services to others! . . .” C.

Calculate Your Future Mortgage Payment

The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.