Sharon Johnson

    Sharon Johnson

    Vice President
    Community Development Officer

    Central Bank of St. Louis
    10704 W. Florissant Ave 
    St. Louis, MO 63136 
    p: 314.835.3746 
    Email Sharon 
    NMLS# 603283

    Apply Now

    Mortgage Checklist

    This checklist can help you gather the documents you need to proceed with the loan.

    • Completed Loan Application and Signed Authorization
    • Homeowners Insurance Declaration Page (If refinancing)
    • Current Mortgage Statement (If applicable)
    • W2s from last two years
    • 30 days pay stub with YTD earnings
    • 2 months current bank statements, all pages
    • Social Security or Pension Awards letters (If applicable)
    • 2 Years tax returns
    • Divorce Decree (If applicable)
    • Trust Documents (If applicable)

    Sharon has over 30 years in the banking industry with the last thirteen in community lending. She has the expertise and experience you need to get answers to your questions regarding mortgage loans and home ownerships. She can help you realize your home ownership dreams.

    Support Staff:
    Alice Stoops, Processor, 314.835.3716, Email Alice, NMLS#1151967

    Tiffany JonesHerrick, Loan Officer Assistant, 314.219.0456,  Email Tiffany, NMLS#1559841


    “Thank you for helping me to buy a house to call HOME.” E.G.

    “It was truly a pleasure working with you while qualifying for the mortgage loan. Thank you so much for your expert help and all the time and concern you showed.” S.

    “Thank you so much for your time and efforts in walking me through the process of purchasing my first home. Know, if asked, I will refer your services to others! . . .” C.

    Home Affordability

    Getting prequalified should be your first step in the home buying process. And, prequalification will help you understand how much home you can realistically afford.

    Use the calculator below to determine the price range and how much home you should actually be looking for based on your current financial situation. From there, start the search for your dream home with confidence, buying power, and Central Bank by your side.