Sharon Johnson

Sharon Johnson

Vice President
Community Development Officer

Central Bank of St. Louis
10704 W. Florissant Ave 
St. Louis, MO 63136 
p: 314.835.3746 
Email Sharon 
NMLS# 603283

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Mortgage Checklist

This checklist can help you gather the documents you need to proceed with the loan.

  • Completed Loan Application and Signed Authorization
  • Homeowners Insurance Declaration Page (If refinancing)
  • Current Mortgage Statement (If applicable)
  • W2s from last two years
  • 30 days pay stub with YTD earnings
  • 2 months current bank statements, all pages
  • Social Security or Pension Awards letters (If applicable)
  • 2 Years tax returns
  • Divorce Decree (If applicable)
  • Trust Documents (If applicable)

Click here for a printable checklist

Sharon has over 30 years in the banking industry with the last thirteen in community lending. She has the expertise and experience you need to get answers to your questions regarding mortgage loans and home ownerships. She can help you realize your home ownership dreams.

Support Staff:
Alice Stoops, Processor, 314.835.3716, Email Alice


“Thank you for helping me to buy a house to call HOME.” E.G.

“It was truly a pleasure working with you while qualifying for the mortgage loan. Thank you so much for your expert help and all the time and concern you showed.” S.

“Thank you so much for your time and efforts in walking me through the process of purchasing my first home. Know, if asked, I will refer your services to others! . . .” C.

Home Affordability

Getting prequalified should be your first step in the home buying process. And, prequalification will help you understand how much home you can realistically afford.

Use the calculator below to determine the price range and how much home you should actually be looking for based on your current financial situation. From there, start the search for your dream home with confidence, buying power, and Central Bank by your side.