Mortgage Loan Originator
This checklist can help you gather the documents you need to proceed with the loan.
Todd’s a husband, father of three, car nut, mountain biker, borderline workaholic, consummate overachiever, reformed introvert, survivor, and a persnickety little perfectionist. He grew up an only child with an Army Dad and lives by a simple motto: “If I’m on time, I’m late and if I’m early, I’m on time.” Now that’s a recipe for a ridiculously awesome mortgage guy!
Todd has worked in the Triangle Area of North Carolina since early 2002 and developed a solid reputation as an industry expert. Dozens of local realtors and thousands of past clients nationwide count on him as their trusted mortgage advisor for three key reasons:
Whether you’re a first time buyer, a seasoned investor, or anything in between, Todd is poised and ready to put all of this to work for you. Spoiler alert: He just may knock your socks off, so bring an extra pair!
The parts of your monthly mortgage payment include both repayment of the loan principal and the monthly interest on the outstanding balance. A mortgage payment can also include pre-payments on property taxes, homeowner’s insurance and monthly homeowner’s association dues into an escrow account managed by your lender. Calculate your estimated yearly costs below and monthly payment to help you decide how much you can afford.