•  A smart pig on a stack of books
  • Spend now and save later

    Make coffee at home instead of buying a pricey cup of joe. Cut coupons to ensure you’re getting the best deals at the grocery store. Carpool whenever possible to save gas. You’re no stranger to budgeting techniques. But sometimes, you should consider spending a little more on certain products. There are some purchases that you shouldn’t feel bad about the price tag.

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    Mattress
    If you've noticed dark circles under your eyes and you can't seem to stop yawning, it might be time to do some mattress shopping. The prices might seem outrageous, but it's hard to put a dollar amount on a good night's sleep. High-end mattresses will run you about $900 on the low end, but it could save you money at the chiropractor later [1].

    While you're thinking about your sleeping habits, consider replacing your decade-old sheets. If you're thinking to yourself, “But these are 1000+ thread count sheets! I shouldn't need to replace these luxurious linens!”- think again. Thread count doesn't actually have much to do with the quality of the sheets. In fact, it's mostly just a marketing tactic. The real standard for luxury is considered Egyptian cotton [2]. A set usually costs about $60.

    Vitamins
    An apple a day keeps the doctor away, but vitamins add a little extra insurance. There are vitamins for just about everything you can think of and they can be pricey, so make sure you're taking the important ones. That being said, do your research and read the ingredients. Some brands of vitamins have more fillers in them than others. The more filler ingredients there are, the less nutrients you'll receive [3].

    Tires
    You don't want to be caught off guard when it comes to car stuff. It's odd to think about, but your tires are the only part of your vehicle that touch the ground when you're driving. Don't cut corners on your safety. A good set might be costly, but an ounce of prevention is worth a pound of cure, especially if they save you from an accident.

    Phone case
    As of October 30th, 2015, 30 percent of Americans had a cracked Smartphone [4]. Phones can be an expensive purchase-the average price of a Smartphone was $310 in 2014 [5]. Avoid paying the price and buy a case. You can purchase an indestructible one for around $40. Check online and see if you can buy a used one for an even better deal.

    Toothbrush
    If you prefer to spend as little time as possible in a dentist's chair, you might want to invest in a nice toothbrush. There are essentially two types of toothbrushes-manual and electric. It's important that you find one that is right for you and that you know you'll use. Just like you would before you make any big purchase, you'll want to do your research on this one to decide what is best for you.

    There are plenty of ways to save money, but some parts of your life require some preventative investing. Think about what's important to you, and then decide how you will spend.

    [1] Save Your Back With Sleep, Spine Universe
    [2] You're Buying Your Sheets Wrong. We're Here to Help, HuffingtonPost
    [3] Expensive vs. Cheap Vitamins, Livestrong.com
    [4] How Bad is The Cracked Smartphone Epidemic? Motorola Gives Us the Lowdown, Digital Trends
    [5] Average selling price of smartphones worldwide from 2010 to 2016 (in U.S. dollars), Statista



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