MaxMoney Checking

Get all of the benefits of a checking account with added security and savings.

If you’re looking for something that goes above and beyond your typical checking account, MaxMoney is for you. With all the conveniences of the Central Bank Appdisclosure 1 and Online Banking, plus ATM fee refunds outside of networkdisclosure 2, and the local care from your hometown bank, MaxMoney gives you the extra security and savings that you can’t get from our other accounts.

Open a MaxMoney Account

Already have a Central Bank Checking Account? Give us a call at (866) 236-8744 to upgrade to MaxMoney Checking today or stop by any Central Bank location to learn more.
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Credit Report and Scoredisclosure 3,disclosure 5 - Access to credit reports and credit scores

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Discount Cards disclosure4 - Receive 20% savings on gas, retail and restaurant cards. These cards are convenient to purchase and easy to use.

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Credit Score Trackerdisclosure 3,disclosure 5 - Receive valuable insight into your credit score.

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Cell Phone Protectiondisclosure 6 - Covers the first four phones on your bill, up to $600 per claim (maximum of $1,000 per account). Cell phone bill must be paid through this account or your Central Bank Credit Card.

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Credit File Monitoringdisclosure 5 - Daily credit file monitoring and automated alerts of key changes to your single bureau credit report.

Dark Web Monitoringdisclosure 5 - Monitor your personal information on the dark web and receive alerts when your personal information is exposed.

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AD&D and Health Discountsdisclosure 6 - Up to $30,000 AD&D coverage and savings on dental, vision, and prescriptions services

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$hopping Rewards™disclosure 7 - Receive rewards and cash back for shopping online.

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Double Credit Card Rewards - Earn double points on the first $5,000 spent annually with your Central Bank ONLY℠ Card Mastercard®.

In addition to the security and savings, MaxMoney gives you access to our full suite of Online and Mobile Banking tools, so that you can move, manage, and maximize your money like never before.

  1. Mobile carrier data and text rates may apply. Back to content
  2. Must submit the other bank’s ATM receipts to any teller or customer service representative within 60 days of a transaction. ATM refund will be limited to $10 per receipt with a maximum of $25 per statement cycle. Back to content
  3. Credit score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your credit worthiness. Back to content
  4. Additional terms, conditions and exclusions apply and are subject to change. Back to content
  5. Part of IDProtect®. Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Back to content
  6. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.

    Insurance Products are not insured by the FDIC or any Federal Government Agency. Not a deposit of or guaranteed by the bank or any bank affiliate.

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  7. Available via mobile or web only. Back to content

Monthly Maintenance Fee of $9.95.

Registration or activation may be required.

Cards are issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.