• A group of people reviewing their finances on different devices
  • MaxMoneyTM Checking

    Get all of the benefits of a checking account with added security and savings.

    If you’re looking for something that goes above and beyond your typical checking account, MaxMoneyTM is for you. With all of the online and mobile banking features of ChecknologySM, ATM fee refunds outside of network*, and the local care from your hometown bank, MaxMoney gives you the extra security and savings that you can’t get from our other accounts.

  • Already have a Central Bank Checking Account? Give us a call at 314.862.8300 to upgrade to MaxMoney Checking today or stop by any Central Bank location to learn more.
  • 3 in 1 credit report Icon

    3-in-1 Credit Report1 - Access your credit report every 90 days or upon receipt of a credit alert

  • credit score dashboard

    Credit Score Access1, 3 - Get a new single bureau credit score with every new credit report

  • shield with cell phone

    Cell Phone Coverage2 - Covers the first three phones on your account, up to $300 per claim

  • check and pencil represenation

    Free Checks & Money Orders - Plus, other bank benefits such as paper statements and ATM fee refunds*

  • secure lock

    Credit File Monitoring4 - Daily monitoring of your reports with Equifax®, Experian®, and TransUnion®, plus more than 1,000 databases

  • shield with a medical cross

    AD&D Insurance2 and Health Discounts1 - Up to $30,000 AD&D coverage and savings on dental, vision, and prescriptions services

  • smartphone with bar code for rewards

    $hopping RewardsTM, 1 - Earn rewards and cash back when you shop and save on gas and gift cards

  • credit cards overlaying with dollar sign

    Double Credit Card Rewards - Earn double points on the first $5,000 spent annually

  • 1Registration/activation required
    2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents provided at the time of account opening for complete details of coverage and exclusions.
    3 Credit score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your credit worthiness.
    4 Credit file monitoring may take several days to begin following activation.

  • In addition to the security and savings, MaxMoneyTM gives you access to our full suite of Online and Mobile Banking tools, so that you can move, manage, and maximize your money like never before.
  • *Must submit the other bank’s ATM receipts to any teller or customer service representative within 60 days of a transaction.
    +Mobile carrier data and text rates may apply.
    This card is issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.
    Monthly Maintenance Fee of $8.95.