MyChoice Checking

MyChoice Checking is the perfect checking account for you if you’re constantly on the go, use your debit card frequently, and prefer to access and manage your accounts online.

Open Your Account Online

Call us today at (866) 236-8744 or stop by any Central Bank location to learn more.

Whether you're a student looking to start your financial journey, or want an account for daily use, MyChoice Checking makes it easy to manage your account online. With free access to Online Banking and the convenience of the Central Bank Mobile App¹, you can manage your money on your terms – no matter where you are in your financial life.


Tools to Make your Banking Life Easier

  • Free Debit Mastercard® - Free transactions at any Central Bank ATM. Used an out-of-network ATM? Fees are refunded if you use an ATM outside Central Bank’s network.²
  • Account Alerts - Easily stay informed on your account. Set up alerts to know any time your card is used, reaches a certain balance, set spending limit notifications, and more.
  • Mobile Banking App¹ - We built this app to help you easily check balances, securely transfer money with people you know using Zelle®, and quickly stay updated on your account.
  • Money Manager – Easily create a budget and see a full view of where your money is going. Plus, receive text alerts¹ or emails to keep your money goals on track.
  • Mobile Check Deposit– Received a check? Quickly and securely deposit it from your smartphone with just a snap!
  • View Documents Online - View your statements and tax documents online, anytime, for up to seven years.

Free Sports Fan Package

Love the St. Louis Cardinals, Mizzou Tigers, Sporting KC, or KU Jayhawks?! Rep your favorite team with a sports fan package on your new account. Select which sports card you want during the account opening process.

Cardinals Debit Card

Tigers Debit Card

Sporting KC Debit Card

Jayhawk Debit Card

  1. Mobile carrier data and text rates may apply. Back to content
  2. Must submit the other bank’s ATM receipts to any teller or customer service representative within 60 days of a transaction. ATM refund will be limited to $10 per receipt with a maximum of $25 per statement cycle. Back to content

Cards are issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.