• A happy woman shopping and holding her Central Bank Only Card up to see.
  • The Only CardSM 

    Our Central Bank Credit Card is the only card you’ll need, with free rewards, no annual fee, and the power of Mastercard®.

    The Only CardSM from Central Bank allows you to do all of your spending from one card, with free rewards and no annual fee. In addition, shop confidently and securely knowing the power of Mastercard® is protecting your purchases.

  • Call us today at 800.445.9272 or stop by any Central Bank location to learn more.
  • Take your wallet to the next level of awesome with The Only CardSM.


  • Rewards Icon

    Earn rewards on every purchase – Cash back+, travel, merchandise, gift cards, and more.

  • Fraud Protection Icon

    Zero Liability Fraud Protection – Protects you from unauthorized purchases made with your Mastercard®.

  • Fraud Protection Icon

    Local Customer Service – We’re your local bank and can answer any questions you may have.

  • Mastercared Airport Concierge Icon

    Mastercard Airport ConciergeTM – Access to the finer side of air travel with your very own liaison to guide you through the airport.

  • MasterRental Insurance Icon

    MasterRental Insurance – We’ve got you covered in the case of damage or theft to your rental vehicle while on your trip.

  • Mobile Price Protection Icon

    Price Protection – When you find a lower priced item within 60 days from the date of your purchase, you may be reimbursed for the price difference.

  • Extended Warranty Icon

    Extended Warranty – Doubles the manufacturer’s or store brand warranty for up to one year.

  • Digital Wallet Icon

    Make mobile payments with the digital wallet of your choice – Apple Pay®, Samsung Pay, Android PayTM, or MasterpassTM by Mastercard®.

  • We offer smarter, more secure and more efficient payments with EMV chip technology. With an embedded microchip, you are protected by an extra layer of fraud protection. To learn more about EMV Chip Technology, visit our Security Center.

  • This card is issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated.
    Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.  Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung.  Android Pay is a trademark of Google Inc. 
    Mastercard and the Mastercard Brand Mark are registered trademarks and Masterpass and the circles designs are trademarks of Mastercard International Incorporated. 
    + Cash back is provided in the form of a statement credit